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Posted On: November 17, 2017

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Posted by: National Bankruptcy Forum

5 Tips for Spending — and Saving — During the Holidays

Every holiday season, millions of Americans head to the nearest shopping outlet, online or off, to spend hundreds of dollars on gifts for their friends and family. Nearly 3 in 4 Americans shop every Thanksgiving weekend, according to an annual survey by the National Retail Federation (NRF), to score deals on Thanksgiving Day, Black Friday,…

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Posted On: November 17, 2017

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Planning for Retirement: What Women Should Consider

Sometimes as a woman gets older, she may find that her life has taken a different course than she had planned and she is unprepared for retirement. Only one-third of women think they are well prepared for retirement — and often they are not as well prepared as men. Let’s examine some of the reasons…

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Posted On: May 17, 2017

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10 Statistics about US Medical Debt that Will Shock You

Medical debt is a big problem in the United States. For years, it’s been the No. 1 reason people file for bankruptcy — even though the more common assumption is that those struggling financially have been overspending in other areas of their life. Luckily, bankruptcy can be a helpful solution for a lot of people. It’s…

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Posted On: March 27, 2017

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Should I choose a college based on my parents’ income?

We all know college is expensive. But just how hard is it to pay off student loans? According to new information published by the National Bureau of Economic Research (NBER), choosing the right school to attend can have a huge effect on your future — but not just on what type of job you might…

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Posted On: December 2, 2014

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Can I pay back family before bankruptcy?

In times of difficulty, we naturally turn to family and friends for help. The same holds when those difficulties are financial. Family and friends know you and understand your troubles; they’ll be willing to lend you a hand even when banks won’t. They trust you regardless of your credit score. If you borrow from people…

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Posted On: November 2, 2013

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How Long Does Foreclosure Take?

Last updated May 31, 2017. If you’re running into trouble making your mortgage payments, you may be wondering: How long does it take for a bank to foreclose on your home? Most lenders will not begin foreclosure proceedings until a borrower is 3-6 months behind on their payments. Although missing a single payment is technically…

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