Most Popular

Keep tax refund in bankruptcy?

How to Keep Your Tax Refund and File for Bankruptcy

How to Keep Your Tax Refund and File for Bankruptcy It’s that time again!!!  Tax Season!  You are looking forward to receiving a big tax refund check and you are also working hard to get your bankruptcy case filed.  So, what happens to your tax refund in a bankruptcy case?? We’ve said it time and again […]

default thumbnail nbf

Under what circumstances can my bankruptcy discharge be denied by the court?

When Your Discharge Can be Denied While there are certain debts that cannot be discharged in a personal bankruptcy case, or are very hard to discharge (such as student loan debt), there are a variety of circumstances under which a court can deny you your ENTIRE discharge. If the court finds you violated one of […]

default thumbnail nbf

Credit Card Lawsuit Defenses: What To Do When You’ve Been Sued

What do you do when your credit card company sues you? You’ve received notice that your credit card company is suing you. What do you do now? The first step is to read the complaint carefully. Your creditor will most likely sue because you haven’t paid but can also sue you for defaulting on any term […]

default thumbnail nbf

Chapter 7 Bankruptcy in Texas: What You Need to Know

Filing chapter 7 bankruptcy in Texas: different from the rest of the country? The state of Texas takes pride in doing things differently than the rest of the country. However, when it comes to bankruptcy, Texans will find some similarity in the process regardless of which region they file in. The bankruptcy code is federal […]

Numbers And Finance

How Much Does It Cost to File Bankruptcy?

Everyone preparing to file for bankruptcy wants to know the cost. After all, bankruptcy usually comes at a time when money is tight. Filing Fees and Required Courses Bankruptcy filers must pay a filing fee. For a Chapter 7 case, the fee is $335. For a Chapter 13 case, the fee is $310.  The Bankruptcy […]

How Long Does Foreclosure Take?

How Fast Can the Bank Foreclose on My Home? Most lenders will not begin foreclosure proceedings until a borrower is 3-6 months behind on their payments. Although missing a single payment is technically a default under the terms of most loan documents, lenders have neither the time nor the desire to foreclose on borrowers who […]

Filing Chapter 7 Bankruptcy in North Carolina: What You Need to Know

So, you’re getting ready to file for bankruptcy in North Carolina and find yourself looking online for answers. Time to panic? Absolutely not. It’s time to learn the law and explore your options. We’ll start at the beginning, with the biggest misconception that North Carolinians, and consumers in general, have about filing for Chapter 7 […]