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The following are the most popular articles on National Bankruptcy Forum, with topics ranging from bankruptcy basics, Chapter 7 bankruptcy, Chapter 13 bankruptcy, personal finance, foreclosure, and more. If you are struggling with debt, National Bankruptcy Forum may be able to help. While bankruptcy isn’t for everyone, it helps a great deal of people get out of debt, stop wage garnishment, stop foreclosure, and stop creditors from calling. Contact us today for a free debt evaluation.

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Posted On: May 17, 2017

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10 Statistics about US Medical Debt that Will Shock You

Medical debt is a big problem in the United States. For years, it’s been the No. 1 reason people file for bankruptcy — even though the more common assumption is that those struggling financially have been overspending in other areas of their life. Luckily, bankruptcy can be a helpful solution for a lot of people. It’s…

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Posted On: February 20, 2017

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How many people filed for bankruptcy in 2016?

Bankruptcy filings are continuing to decline, with fewer than 800,000 people filing in federal courts last year. All bankruptcy cases are handled in federal courts, per the U.S. Bankruptcy Code. Although 800,000 seems like a lot, it pales in comparison to the height of the economic collapse in September 2010, which saw nearly double the amount…

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Posted On: November 24, 2014

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Gift or Loan, and Why Does It Matter for Bankruptcy?

Last updated May 31, 2017. When you’re struggling with debt, it’s natural to turn to friends and family for help. They know you and they trust you, making it simpler and easier to seek financial aid from them than from a bank. If your financial difficulties continue and you decide to file for bankruptcy protection,…

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Posted On: August 19, 2014

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Tax Refund and Bankruptcy? Here’s How to Keep Your Money

Last updated March 28, 2017. It comes up every tax season. You’re looking forward to receiving a big tax refund check, and you’re also working hard to get your bankruptcy case filed. So, what happens to your tax refund in a bankruptcy case? We’ve said it time and again on the forum: Tax refunds are…

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Posted On: May 8, 2014

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Posted by: John O'Connor

Exemptions: What Can I Keep if I File Bankruptcy?

Last updated Dec. 26, 2017. Many people mistakenly believe that they will lose everything when they file for Chapter 7 bankruptcy. This is not the case. The Bankruptcy Code allows debtors to claim certain necessary property as off-limits from creditors and the trustee. That property is the debtor’s “exempt property.” The debtor claims property as…

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Posted On: May 6, 2014

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Posted by: National Bankruptcy Forum

What is the Difference Between Surrendering a Home and Foreclosure?

Last updated Aug. 30, 2017. What is the difference between surrendering a home in bankruptcy and losing a home to foreclosure? Many consumers are confused by the interplay between the two. When you file bankruptcy and surrender a home, you give the property back to the lender. When a lender forecloses on your home due to…

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