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Cash Gift Chapter 13

Gift or Loan, and Why Does It Matter for Bankruptcy?

Last updated May 31, 2017. When you’re struggling with debt, it’s natural to turn to friends and family for help. They know you and they trust you, making it simpler and easier to seek financial aid from them than from a bank. If your financial difficulties continue and you decide to file for bankruptcy protection, […]

Tax Refund in Bankruptcy

Tax Refund and Bankruptcy? Here’s How to Keep Your Money

Last updated March 28, 2017. It comes up every tax season. You’re looking forward to receiving a big tax refund check, and you’re also working hard to get your bankruptcy case filed. So, what happens to your tax refund in a bankruptcy case? We’ve said it time and again on the forum: Tax refunds are […]

Bankruptcy Denied Reasons for Discharge

Can Bankruptcy Be Denied? 6 Ways to Lose Your Discharge

Last updated April 13, 2017. While there are certain debts that cannot be discharged in a personal bankruptcy case, or are very hard to discharge (such as student loan debt), there are a variety of circumstances under which a court can deny you your ENTIRE discharge. This means that you will still be liable on […]

Chapter 7 Bankruptcy in Texas

Chapter 7 Bankruptcy in Texas: What You Need to Know

Last updated March 29, 2017. The state of Texas takes pride in doing things differently than the rest of the country. However, when it comes to bankruptcy, Texans will find some similarity in the process regardless of which region they file in. The bankruptcy code is federal law, meaning it applies uniformly nationwide. For this […]

Deficiency Judgment After Foreclosure Bankruptcy

Deficiency Judgment: After Foreclosure, Do I Owe Money?

Last updated April 13, 2017. A common misconception among consumers is that after foreclosure they will not owe their mortgage lender. Many homeowners who go through foreclosure are surprised to learn that they still owe money on their house, even though they no longer own it! Most mortgage lenders require borrowers to personally guarantee the […]

Bankruptcy Cost Chapter 7 Chapter 13 with Attorney

How Much Does It Cost to File Bankruptcy?

Last updated March 31, 2017. Everyone preparing to file for bankruptcy wants to know the cost. After all, bankruptcy usually comes at a time when money is tight. Below, we’ll talk about filing fees, attorney fees, the cost of filing on your own versus filing with an attorney, and what your expected total bankruptcy cost […]

File Bankruptcy Without Spouse

Can I File Bankruptcy Without My Spouse?

Last updated April 13, 2017. One of the most common questions bankruptcy attorneys receive is: “How will filing for bankruptcy affect my spouse?” The issue comes up most frequently when only one spouse is planning to file. Many have the mistaken impression that because they are married, their spouse is automatically responsible for their debts. […]