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Posted On: November 24, 2014

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Posted by: Moderator

Gift or Loan, and Why Does It Matter for Bankruptcy?

Last updated May 31, 2017. When you’re struggling with debt, it’s natural to turn to friends and family for help. They know you and they trust you, making it simpler and easier to seek financial aid from them than from a bank. If your financial difficulties continue and you decide to file for bankruptcy protection,…

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Posted On: August 19, 2014

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Tax Refund and Bankruptcy? Here’s How to Keep Your Money

Last updated March 28, 2017. It comes up every tax season. You’re looking forward to receiving a big tax refund check, and you’re also working hard to get your bankruptcy case filed. So, what happens to your tax refund in a bankruptcy case? We’ve said it time and again on the forum: Tax refunds are…

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Posted On: March 29, 2014

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Can Bankruptcy Be Denied? 6 Ways to Lose Your Discharge

Last updated April 13, 2017. While there are certain debts that cannot be discharged in a personal bankruptcy case, or are very hard to discharge (such as student loan debt), there are a variety of circumstances under which a court can deny you your ENTIRE discharge. This means that you will still be liable on…

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Posted On: March 11, 2014

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Posted by: National Bankruptcy Forum

Is Filing Bankruptcy Bad? Can It Be Good?

Last updated May 31, 2017. You’ll hear a lot of people conclusively say: “bankruptcy is bad.” But why? Why is the general consensus that filing for bankruptcy is a bad thing? While it is true that filing for bankruptcy is evidence of trouble with personal finances, that’s not the whole story. A large part of…

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Posted On: February 27, 2014

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Posted by: John O'Connor

Chapter 7 Bankruptcy in Texas: What You Need to Know

Last updated March 29, 2017. The state of Texas takes pride in doing things differently than the rest of the country. However, when it comes to bankruptcy, Texans will find some similarity in the process regardless of which region they file in. The bankruptcy code is federal law, meaning it applies uniformly nationwide. For this…

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Posted On: February 23, 2014

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Deficiency Judgment: After Foreclosure, Do I Owe Money?

Last updated April 13, 2017. A common misconception among consumers is that after foreclosure they will not owe their mortgage lender. Many homeowners who go through foreclosure are surprised to learn that they still owe money on their house, even though they no longer own it! Most mortgage lenders require borrowers to personally guarantee the…

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