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Law Firm: O'Connor Law Firm, PLLC
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Searching for Bankruptcy Information Online Every month there are a staggering 4,000,000 online monthly searches for the term “bankruptcy” on Google. Why? It’s not just the struggling economy. In fact, most bankruptcy lawyers will tell you that a weak economy actually brings bankruptcy filings down because consumers can’t afford legal fees when times are tight. […]
Chapter 7 Bankruptcy in PA Overview Bankruptcy is a process, organized under federal law, that allows consumers and businesses alike to shed unmanageable debts and start over financially. Chapter 7 bankruptcy is a powerful tool that allows debtors in Pennsylvania and across the country to discharge credit card debt, medical bills and other unsecured loans. […]
In Chapter 7 bankruptcy, a debtor is entitled to a Discharge of his or her debt unless one or more of twelve exceptions is met. One such exception is the failure to keep adequate records. In order to ensure that you have entered bankruptcy court in good faith, the court and trustee must be able to verify […]
Bankruptcy: the Healthy Choice? If you find yourself deep in debt and are desperately trying to avoid bankruptcy, it might be time for a paradigm shift. Not only does bankruptcy provide relief from debt, it provides relief from chronic stress that can lead to poor health. Constantly worrying about bills and your financial future is […]
How Bankruptcy Affects Married Couples One of the most common questions bankruptcy attorney s receive is: ‘How will filing for bankruptcy affect my husband or wife?’ The issue comes up most frequently, when only one spouse is planning to file. Understanding Joint Debts Many have the mistaken impression that because they are married, their spouse […]
Arbitration and Bankruptcy Pursuant to Supreme Court decisions broadly applying the enforceability of the Federal Arbitration Act (FAA) mandatory arbitration clauses are becoming more common in consumer contracts of all kinds. Arbitration, with its limited discovery and lack of judicial review, appeals to large corporations weary of the unpredictable jury. However, the case by case […]
When a Bankruptcy Case is Dismissed… Dismissal of a bankruptcy case is unfortunate and can happen for a number of reasons. The Bankruptcy Code places numerous responsibilities on debtors and failure to comply can jeopardize your case; making it important to consult with a knowledgeable bankruptcy attorney before filing. When a bankruptcy case is dismissed […]
Bankruptcy In Nevada Is Different Than The Rest Of The Country Many consumers who find themselves in debt and considering bankruptcy are surprised to learn that the bankruptcy laws vary considerably by state. There is a common misconception that all bankruptcy cases are the same and involve nothing more than “filling out some forms.” Nothing […]
Does Bankruptcy Eliminate Liability for Deficiency Judgments? It’s a common story in many areas of the country: real estate values have dropped and foreclosures have risen. Despite a recovery in some parts of the country, borrowers with little hope of seeing their property values bounce back are still deciding to walk away from their mortgages. […]
The Business World Has Important Lessons To Offer Consumers Trying To Get Out Of Debt Everywhere you turn, whether it’s TV, radio or the internet, consumers are inundated with “get out of debt fast” scams. Unfortunately, most families end up learning the hard way that if it sounds to good to be true it probably […]
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