Consumer Debt
In the years following the Great Recession, consumer debt has steadily risen. Even as the economy has recovered a little bit here and there, our household debt has a way to go in terms of catching up. We’ve lost a job and it’s still been hard to find a new one. We have medical bills that are impossible to pay, credit card debt that continues to mount, or our homes are about to go into foreclosure. With family members struggling just as equally, it can seem like there’s nowhere else to turn. However, we do have options. Bankruptcy may be one of them. Learn more about consumer debt and bankruptcy from the National Bankruptcy Forum.
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5 credit cards to get with low credit
Article at a Glance When you have bad credit, it can be tough to get a credit card. But having a credit card helps improve your credit score — when used smartly. Some of the best credit card offers for people with low or no credit are secured credit cards, which involves the user making…
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5 Personal Finance Moves to Make Before You’re 30
Life after college can be an overwhelming and emotional process. We get our first “real” jobs after spending a few years racking up student loan debt, and then it’s on to possibly looking into buying a home and starting a family. By the time we’re nearing our mid- to late-20s, we wonder: Where has all…
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Will the IRS Really Forgive Most of My Tax Debt?
Have you seen those TV ads where the announcer promises those deep in tax debt that they only need to call, and the company can wave a magic wand and get you a deal where you pay the IRS back pennies on the dollar? If you have a tax lien, or if your debt to…
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7 Ways to Tackle Holiday Debt
The holidays are over, and the bills are now rolling in. Americans incurred $1,054 of holiday debt on average in 2017 — 5% more than the previous year. It can take months or even years to pay that off on your credit cards. If you have a card with a rate of 15.9% and make…
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Best Personal Finance Apps
It seems today that there’s an app for everything. And that’s mostly true! For those of us with busy lives, it can be difficult to keep track of email, appointments, and even our more mundane tasks, like paying bills or managing our finances. The world of online banking, while overall accepted despite some security and…
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Financial Planning for Beginners: What You Need to Know
Earlier this year, household debt balances in America rose to $12.73 trillion, the highest in our history. In fact, 73% of us die in debt. With this much debt, it’s hard for many people to reach long-term goals such as retirement savings, or shorter-term goals such as paying for a wedding. Many of us just wing…
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