Before filing for bankruptcy or after, many consumers are looking for advice on how to handle their personal finances. A bankruptcy can last on your credit report for several years, but it’s worth pursuing bankruptcy protection for those who feel like their debt has gotten out of control but they want to keep their property. For others, maybe you just need a little bit of help learning how to budget better. Whether it’s about rebuilding your credit, opening a new line of credit without digging deeper into debt, or getting a mortgage after bankruptcy, we want to make National Bankruptcy Forum your first stop for personal finance information. Your next step would be consulting with a qualified bankruptcy attorney or a financial advisor. Good luck!
What Credit Score Do You Need to Buy a House?
Even with mortgage rates at an all-time high, many of us dream of owning a home, and a good credit score is still essential if you want to realize the American Dream. How does your credit stack up, and is it good enough to get the green light for the financial moves you want to…Read more
The 5 Best Credit Cards for Rebuilding Your Credit
If you have a low credit score, it probably either means you’re just starting to build your credit as a young adult, or you’ve been unable to pay bills, been sent to collections, and your score has consequently taken a dive. If you’re a young person, credit card companies are probably banging down your door…Read more
Posted by: Erik Clark
5 Personal Finance Moves to Make Before You’re 30
Life after college can be an overwhelming and emotional process. We get our first “real” jobs after spending a few years racking up student loan debt, and then it’s on to possibly looking into buying a home and starting a family. By the time we’re nearing our mid- to late-20s, we wonder: Where has all…Read more
Will the IRS Really Forgive Most of My Tax Debt?
There are plenty of commercials on TV claiming it’s easy to get tax debt forgiven by the IRS. But, you know what they say – if it sounds too good to be true, it probably is. Be careful. There are excellent tax attorneys who may be able to work a deal with the tax man….Read more
7 Ways to Tackle Holiday Debt
The holidays are over, and the bills are now rolling in. According to Magnify Money, Americans racked up an average of $1,381 in debts during the record breaking 2020 shopping season. It can take months or even years to pay that off on your credit cards. If you have a card with a rate of…Read more
Posted by: Erik Clark
Best Personal Finance Apps
It seems today that there’s an app for everything. And that’s mostly true! For those of us with busy lives, it can be difficult to keep track of email, appointments, and even our more mundane tasks, like paying bills or managing our finances. The world of online banking, while overall accepted despite some security and…Read more