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Posted by: National Bankruptcy Forum
7 Ways to Tackle Holiday Debt
The holidays are over, and the bills are now rolling in. Americans incurred $1,054 of holiday debt on average in 2017 — 5% more than the previous year. It can take months or even years to pay that off on your credit cards. If you have a card with a rate of 15.9% and make…
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Chapter 7 Bankruptcy in Oklahoma: What You Need to Know
Oklahoma’s median household income is below the national average, but that’s not necessarily bad news for Sooner State residents when it comes to debt relief options, such as bankruptcy. Lower costs in key areas balance out lower incomes. The median Oklahoma home sale price, as reported by RealtyTrac, is also a little lower than the…
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Posted by: National Bankruptcy Forum
Best Personal Finance Apps
It seems today that there’s an app for everything. And that’s mostly true! For those of us with busy lives, it can be difficult to keep track of email, appointments, and even our more mundane tasks, like paying bills or managing our finances. The world of online banking, while overall accepted despite some security and…
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Posted by: National Bankruptcy Forum
Financial Planning for Beginners: What You Need to Know
Earlier this year, household debt balances in America rose to $12.73 trillion, the highest in our history. In fact, 73% of us die in debt. With this much debt, it’s hard for many people to reach long-term goals such as retirement savings, or shorter-term goals such as paying for a wedding. Many of us just wing…
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Posted by: National Bankruptcy Forum
Chapter 7 Bankruptcy in North Dakota: What You Need to Know
The past decade has been good to North Dakota. During the Great Recession, while median incomes across the country were shrinking when adjusted for inflation, household incomes in North Dakota grew by more than 15%. In 2016, “legendary North Dakota” posted the 10th highest per capita personal income (PCPI) in the United States, at $54,267….
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Posted by: National Bankruptcy Forum
5 Tips for Spending — and Saving — During the Holidays
Every holiday season, millions of Americans head to the nearest shopping outlet, online or off, to spend hundreds of dollars on gifts for their friends and family. Nearly 3 in 4 Americans shop every Thanksgiving weekend, according to an annual survey by the National Retail Federation (NRF), to score deals on Thanksgiving Day, Black Friday,…
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