Erik Clark, Author at National Bankruptcy Forum
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Is it possible to file bankruptcy virtually without meeting my attorney?

In a word, yes, in light of the changing business landscape during COVID-19, even the bankruptcy courts are easing up on in person requirements, such as the meeting of creditors. The coronavirus is shaping up to be a once in a lifetime financial event. Although no one knows what the economic impact will be (and…

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How to get a PPP loan forgiven – a step by step guide

On March 27, 2020, President Trump signed the Coronavirus Aid, Relief, and Economic Security Act, Public Law 116-136 (the “CARES Act,”). Under the CARES Act, Congress authorized $349 billion for the Small Business Administration’s (“SBA”) Paycheck Protection Program (the “PPP”), and is likely to soon add an additional $250 billion as funds quickly ran out…

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5 Personal Finance Moves to Make Before You’re 30

Life after college can be an overwhelming and emotional process. We get our first “real” jobs after spending a few years racking up student loan debt, and then it’s on to possibly looking into buying a home and starting a family. By the time we’re nearing our mid- to late-20s, we wonder: Where has all…

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Best Personal Finance Apps

It seems today that there’s an app for everything. And that’s mostly true! For those of us with busy lives, it can be difficult to keep track of email, appointments, and even our more mundane tasks, like paying bills or managing our finances. The world of online banking, while overall accepted despite some security and…

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5 Tips for Spending — and Saving — During the Holidays

Every holiday season, millions of Americans head to the nearest shopping outlet, online or off, to spend hundreds of dollars on gifts for their friends and family. Nearly 3 in 4 Americans shop every Thanksgiving weekend, according to an annual survey by the National Retail Federation (NRF), to score deals on Thanksgiving Day, Black Friday,…

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NYC’s Worst Debt Collectors: Who are They?

Over 20 million people live in one of our country’s biggest regions, metropolitan New York. Unfortunately, New York City has been hard hit by the coronavirus which is a threat to public health as well as the economy. The economic impact of COVID-19 shutdowns could put millions in dire straits financially, and sadly, many of these…

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