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Posted by: Walter Metzen
What Credit Score Do You Need to Buy a House?
Even with mortgage rates at an all-time high, many of us dream of owning a home, and a good credit score is still essential if you want to realize the American Dream. How does your credit stack up, and is it good enough to get the green light for the financial moves you want to…
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Posted by: Walter Metzen
Beware of These Common Debt Collection Scams
Americans are piling up the credit card debt, just as many believe the economy is headed towards a recession. With credit card debt in the US reaching the trillion dollar mark, aggressive debt collection tactics will be on the rise. While debt collection is a legitimate tool to recover money that is owed to lenders,…
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Posted by: Walter Metzen
Biden on Bankruptcy: 10 Ways the Bankruptcy Laws Could Change if Democrats Take the White House
In the last few weeks as Vice President Biden has solidified his position as the presumptive Democratic Party Presidential nominee, he has adopted positions of his former rivals to unify the party, including endorsing Senator Warren’s proposals relating to the changes adopted in the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, Public Law…
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Posted by: Walter Metzen
The 5 Best Credit Cards for Rebuilding Your Credit
If you have a low credit score, it probably either means you’re just starting to build your credit as a young adult, or you’ve been unable to pay bills, been sent to collections, and your score has consequently taken a dive. If you’re a young person, credit card companies are probably banging down your door…
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Posted by: Walter Metzen
Will the IRS Really Forgive Most of My Tax Debt?
There are plenty of commercials on TV claiming it’s easy to get tax debt forgiven by the IRS. But, you know what they say – if it sounds too good to be true, it probably is. Be careful. There are excellent tax attorneys who may be able to work a deal with the tax man….
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Posted by: Walter Metzen
7 Ways to Tackle Holiday Debt
The holidays are over, and the bills are now rolling in. According to Magnify Money, Americans racked up an average of $1,381 in debts during the record breaking 2020 shopping season. It can take months or even years to pay that off on your credit cards. If you have a card with a rate of…
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