How to Keep Your Tax Refund and File for Bankruptcy
How to Keep Your Tax Refund and File for Bankruptcy
It’s that…
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Under what circumstances can my bankruptcy discharge be denied by the court?
When Your Discharge Can be Denied
While there are certain debts…
Credit Card Lawsuit Defenses: What To Do When You've Been Sued
What do you do when your credit card company sues you?
You’ve…
Chapter 7 Bankruptcy in Texas: What You Need to Know
Filing chapter 7 bankruptcy in Texas: different from the rest…
Why Is My Credit Card Company Suing Me?
Why is My Credit Card Company Suing Me?
You've received a…
Will I Owe Money After Foreclosure?
Will you owe a deficiency after foreclosure?
A common misconception…
How Much Does It Cost to File Bankruptcy?
Everyone preparing to file for bankruptcy wants to know the cost.…
How Long Does Foreclosure Take?
How Fast Can the Bank Foreclose on My Home?
Most lenders will…
Filing Chapter 7 Bankruptcy in North Carolina: What You Need to Know
So, you're getting ready to file for bankruptcy in North Carolina…
Can My Credit Card Company Sue and Take My Stuff If I Don't Pay?
The Goal of Credit Card Lawsuits is to Strengthen the Lender's…
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Does my girlfriend’s contribution to utilities hurt my ability to qualify for chapter 7 bankruptcy?
/0 Comments/in Questions /by ModeratorReader Question: I live with my girlfriend who has her house paid-off. I pay her $450 month for my share of the food and utilities. I earn just under the cutoff to be able to file for Chapter 7 BK. The problem, as I see it, is would I have to include what she pays […]
Bankruptcy in the Big Apple: Everything You Need to Know
/in Chapter 7 Bankruptcy, Consumer Laws by State /by Allan BloomfieldEverything You Need To Know About Bankruptcy In New York If you are considering filing for protection under the federal bankruptcy laws, the first thing that should be done is to engage the services of a knowledgeable attorney. This post is a description of things you might want to know about bankruptcy in New York […]
Wage Garnishment Laws in NY: Can Creditors Take My Paycheck?
/in Bankruptcy Exemptions, Chapter 7 Bankruptcy, Consumer Debt, Consumer Laws by State /by Allan BloomfieldYour Wages Won’t Be Garnished Right Away Although many people believe that missing a payment or two on a debt can result in a quick garnishment of their wages, this is not the case. Having one’s wages garnished in New York State is the end result of a process that can last for several months. […]
How Bankruptcy And Debt Solutions Impact Your Credit Score
/in Bankruptcy Basics, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Credit /by Allan BloomfieldWhen you’re in debt and trying to decide what action to take, you may be concerned about how to protect your credit score. That’s often one of the last barriers to deciding to file for bankruptcy - so how much does bankruptcy affect your score? The answer may surprise you. Bankruptcy certainly does have an […]
Payday Lending Pitfalls
/in Consumer Debt, Personal Finance /by ModeratorWith the holidays approaching, people of every income range will be buying gifts for others. For many, this is just an added year-end expense. Others who feel the pressure to give to family and friends but don’t have the money may look for other ways to fund this seasonal expense. The ads for “payday” loans […]