When it comes to debt, bankruptcy lawyers have seen it all.

As professionals who fight for the financial well being of consumers everyday, bankruptcy attorneys are uniquely suited to answer your questions about debt and personal finance.

Whether you’re not sure how best to deal with mounting personal debt, don’t understand your state’s laws or are facing some other money problem, a bankruptcy lawyer can likely point you in the right direction.

With hundreds of member attorneys nationwide, the National Bankruptcy Forum is a leading provider of information for consumers looking for solutions to their debt problems.

How to Keep Your Tax Refund and File for Bankruptcy

How to Keep Your Tax Refund and File for Bankruptcy

How to Keep Your Tax Refund and File for Bankruptcy It’s that time again!!!  Tax Season!  You are looking forward to receiving a big tax refund check and you are also working hard to get your bankruptcy case filed.  So, what happens to your tax refund in a bankruptcy case?? We’ve said it time and again […]

How to Pay Off High Interest Credit Card Debt

Follow These Steps to Pay Off Your Credit Card Debt Perhaps like many Americans your New Year’s resolution involves paying down credit card debt. After all, even the most ardent supporter of the plastic hears that little voice in the back of their head “credit card interest rates are a huge ripoff, I shouldn’t use […]

E.D.N.Y. Approves Debtor’s Chapter 20 Lien Strip

Lien Stripping in Chapter 13 Bankruptcy For our readers playing along at home, the basic rule with mortgage modification in bankruptcy is as follows: first mortgages on a debtors primary residence cannot be modified by filing for bankruptcy, however, second, third and other junior liens can be modified or “stripped” by filing for Chapter 13 […]

Wage Garnishment Must Stop After a Bankruptcy Case is Filed; You Might Even be Able to Get Money Back

Bankruptcy Stops Wage Garnishment The minute a bankruptcy cases filed, an injunction called the automatic stay is issued, which prohibits creditors from trying to collect on debts that were included in the bankruptcy. The Ninth Circuit Court of Appeals has called the automatic stay “one of the most important protections in bankruptcy law.” The automatic stay […]

Are the Bible’s Debt Forgiveness Principles Codified in the Bankruptcy Code?

Are the Bible’s Debt Forgiveness Principles Codified in the Bankruptcy Code?

What Does the Bible Have to Say About Bankruptcy? Is It Ethical? Is filing for bankruptcy ethical? What does the Bible say about the debt forgiveness industry? For the religious among us, the answer to the ethical questions surrounding bankruptcy and debt forgiveness are likely to be found through our faith. Indeed, the Bible addresses […]

Should Filing Bankruptcy Be The Last Resort?

Should Filing Bankruptcy Be The Last Resort?

Is Bankruptcy Always a Last Resort? Although we’ve mentioned it time and again on the forum, it bears repeating: filing for bankruptcy is not a decision to be entered into lightly. In fact, it is important to get good information and carefully weigh your options. Having said that, delaying too long can cause unnecessary financial […]

Who Will Know I Filed Bankruptcy?

Worried Who Will Find Out About Your Bankruptcy? Do you worry about who will know that you decided to file bankruptcy? Even though bankruptcy doesn’t carry the same negative connotation it used to, some people still worry that their friends and coworkers will find out. The good news is, that except for a select few, […]

Are You Judgment Proof?

Are You Judgment Proof?

We all know why people are filing for bankruptcy. With a tepid recovery, jobs are hard to find, home values are still low, and fear and uncertainty are preventing business owners from expanding their businesses. The costs of health care are rising even with the Affordable Care Act in play. People are finding themselves saddled […]

I’ve Found A New Job, Will I Still Be Able To File For Bankruptcy?

Does a regular paycheck disqualify a consumer from filing for chapter 7 bankruptcy? If you’ve read this blog with any frequency, you’ve undoubtedly seen numerous posts about bankruptcy reform and the means test. Indeed, much has been written about the means test, the vaunted gatekeeper to chapter 7 bankruptcy protection implemented by Congress as part […]

Exemptions: What Can I Keep if I File Bankruptcy?

Exemptions: What Can I Keep if I File Bankruptcy?

Bankruptcy Filers Aren’t Meant To Be Left With Nothing Many people mistakenly believe that they will lose everything when they file for Chapter 7 bankruptcy. This is not the case. The bankruptcy code allows debtors to claim certain necessary property as off-limits from creditors and the trustee. That property is the debtor’s ‘exempt property.’ The […]