Table of Contents
  1. Cost to file chapter 7 in New York
  2. Will I Have to Appear in a New York Court?
  3. Determining the location of your 341 meeting in New York
  4. How to find the best New York chapter 7 lawyers

Bankruptcy law is federal law, meaning the process is very similar across the entire country. Having said that, New York’s unique local rules and state-specific bankruptcy exemptions make the process unique for residents of the Empire State.

Another issue to consider when filing bankruptcy in New York is the cost, which will be higher than in some other states.

Article at a Glance

  • Chapter 7 bankruptcy in NY is similar to the rest of the country
  • However, the chapter 7 process in the Empire State is unique because of the NY state exemption laws and local rules in the federal courts
  • The best way to find a NY chapter 7 lawyer is through NACBA (link below)

Cost to file chapter 7 in New York

The chapter 7 filing fees in New York are $338, but that doesn’t tell the whole story of the real cost to file bankruptcy. Bankruptcy lawyers usually charge between $1,000 and $2,000 to file a chapter 7 case, in addition to the filing fee.

Will I Have to Appear in a New York Court?

Once your case is filed, you may wonder where you have to appear in court. In New York City, there are two courthouses for bankruptcy cases. For those who file while living in Staten Island, Brooklyn, and Queens, the bankruptcy courthouse is in downtown Brooklyn, at 271-C Cadman Plaza East, just north of the state Supreme Court building. For those living in Manhattan and the Bronx, the courthouse is in lower Manhattan at One Bowling Green (the foot of Broadway), although the meeting with the trustee takes place a block away at 80 Broad St.

Determining the location of your 341 meeting in New York

If your case is a Chapter 7 case, you will have to appear once, about 4 to 5 weeks after your papers are filed with the Court. If you file a Chapter 13 case, you will have to also appear about 4 to 5 weeks after filing. However for a Chapter 13, there is also a second court date when the Chapter 13 Plan is confirmed. If you live in Manhattan or the Bronx, that date will be about 6 weeks after the first court date. In the Eastern District, there is also a second court date, but if your case is going to be confirmed, two of the three judges do not require a second appearance.

Sixty days after your appearance in a Chapter 7 case, you will be entitled to a discharge, which will be mailed to you a few days after that. For a Chapter 13, the discharge is issued after all the payments are made under the plan.

How to find the best New York chapter 7 lawyers

If you want to be matched with a NY bankruptcy lawyer, you can use a form like ours, which plugs you into Nolo’s attorney network, which has its advantages. Nolo is a big business, and generally works with experienced firms. Bankruptcy lawyers that buy leads from Nolo are often filing a high volume of cases, and therefore offer low fees. In New York, some may file a “no-fee” chapter 7 case for as little as $800, especially upstate.

The downside is that the firms that buy leads aren’t often the best. For a complicated case, the best option is to review the lawyers in New York who are members of NACBA. Our team has gone to NACBA conferences in the past, and these are the best, and most passionate attorneys.

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