While some consumers choose to file bankruptcy on their own — called “pro se” — the likelihood that their debts will be successfully discharged in the bankruptcy court is much lower than if they’d consulted with a qualified bankruptcy lawyer. He or she will be able to assess your financial situation, guide you through the bankruptcy exemptions applicable to where you live and what types of debt you have, and advise you on whether to choose to file for Chapter 7 or Chapter 13 bankruptcy protection. The overall cost of filing bankruptcy is lower with an attorney, too, because you generally won’t have to worry about the fees associated with re-filing your bankruptcy case. Although National Bankruptcy Forum is designed as a comprehensive resource for consumers looking for basic bankruptcy information, we strongly advise you to not use Google or this site to just go ahead and file your case by yourself — ask a bankruptcy lawyer instead.
Posted On: April 23, 2014
Filing a Pro Se Bankruptcy is a Bad Idea
Filing a pro se bankruptcy case is a bad idea – Don’t roll the dice! For those of you who don’t know, pro se means that you file the case without the assistance of a bankruptcy attorney. When you file a bankruptcy case by yourself, you are held to the same standards as an attorney. …Read more
Posted On: March 13, 2014
Posted by: John O'Connor
How Oscar Wilde Can Help You Find the Best Bankruptcy Attorney
Look for value when selecting a bankruptcy attorney If you’re considering bankruptcy as an option for dealing with mounting debt, and are in the process of looking for an attorney, you may want to stop and take a moment to read Oscar Wilde. No, I don’t suggest looking through Wilde’s plays, books and poems because…Read more
Posted On: February 23, 2014
Posted by: John C. Colwell
How do I choose my bankruptcy attorney? Cheaper is better, right?
Price Shopping Legal Services is Not Always a Great Idea Well, the first question, first! Choosing your Bankruptcy attorney is an important task, so treat it as such. Many times, bankruptcy attorneys are the only attorneys that our clients have ever seen, so it’s a new experience, on top of the financial stress. This can…Read more
Posted On: January 27, 2014
How Much Does It Cost to File Bankruptcy?
Last updated March 31, 2017. Everyone preparing to file for bankruptcy wants to know the cost. After all, bankruptcy usually comes at a time when money is tight. Below, we’ll talk about filing fees, attorney fees, the cost of filing on your own versus filing with an attorney, and what your expected total bankruptcy cost…Read more
Posted On: December 18, 2013
Bankruptcy Attorneys Need To Know
Tell Your Bankruptcy Attorney Everything! Have you ever used the expression ‘on a need to know basis’? Well as a bankruptcy attorney, I am on a need to know…………everything basis. Clients come to my office for help with financial problems. They are understandably very open about their debts and how they were incurred. What debtors…Read more
Posted On: October 29, 2013
Posted by: John C. Colwell
I can’t afford a bankruptcy attorney, right?
You Can Afford a Bankruptcy Lawyer You can afford a bankruptcy lawyer. Myths to the contrary are WRONG! And, as has been posted previously, to fail to hire an attorney to help prepare and file your bankruptcy petition, may expose you to all sorts of negative consequences. The worst of which could be dismissal of…Read more