Most Popular
The following are the most popular articles on National Bankruptcy Forum, with topics ranging from bankruptcy basics, Chapter 7 bankruptcy, Chapter 13 bankruptcy, personal finance, foreclosure, and more. If you are struggling with debt, National Bankruptcy Forum may be able to help. While bankruptcy isn’t for everyone, it helps a great deal of people get out of debt, stop wage garnishment, stop foreclosure, and stop creditors from calling. Contact us today for a free debt evaluation.
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Posted by: Walter Metzen
10 Statistics about US Medical Debt that Will Shock You
Medical debt is a big problem in the United States. For years, it’s been the No. 1 reason people file for bankruptcy — even though the more common assumption is that those struggling financially have been overspending in other areas of their life. Luckily, bankruptcy can be a helpful solution for a lot of people. It’s…
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Posted by: Rob Cohen
Gift or Loan, and Why Does It Matter for Bankruptcy?
Last updated May 31, 2017. When you’re struggling with debt, it’s natural to turn to friends and family for help. They know you and they trust you, making it simpler and easier to seek financial aid from them than from a bank. If your financial difficulties continue and you decide to file for bankruptcy protection,…
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Posted by: Rob Cohen
Tax Refund and Bankruptcy? Here’s How to Keep Your Money
Last updated March 28, 2017. It comes up every tax season. You’re looking forward to receiving a big tax refund check, and you’re also working hard to get your bankruptcy case filed. So, what happens to your tax refund in a bankruptcy case? We’ve said it time and again on the forum: Tax refunds are…
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Posted by: Walter Metzen
Exemptions: What Can I Keep if I File Bankruptcy?
Many people mistakenly believe that they will lose everything when they file for Chapter 7 bankruptcy. In fact, in the thousands of bankruptcy cases I have filed for clients over the years, this is one of the biggest questions I get – “will I lose all my property in a bankruptcy?” This is not the…
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Posted by: Walter Metzen
What is the Difference Between Surrendering a Home and Foreclosure?
What is the difference between surrendering a home in bankruptcy and losing a home to foreclosure? Many consumers are confused by the interplay between the two. When you file bankruptcy and surrender a home, you give the property back to the lender. When a lender forecloses on your home due to non-payment, they take the home…
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Posted by: Erik Clark
How Often Can You File for Bankruptcy and Receive a Discharge?
Last updated Sept. 19, 2017. While you can file bankruptcy as many times as you like, you can only receive a discharge every so often. Wiping away debts and getting a fresh start through the bankruptcy discharge is the primary goal of most debtors. The question then is not really “how often can you file…
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