While some consumers choose to file bankruptcy on their own — called “pro se” — the likelihood that their debts will be successfully discharged in the bankruptcy court is much lower than if they’d consulted with a qualified bankruptcy lawyer. He or she will be able to assess your financial situation, guide you through the bankruptcy exemptions applicable to where you live and what types of debt you have, and advise you on whether to choose to file for Chapter 7 or Chapter 13 bankruptcy protection. The overall cost of filing bankruptcy is lower with an attorney, too, because you generally won’t have to worry about the fees associated with re-filing your bankruptcy case. Although National Bankruptcy Forum is designed as a comprehensive resource for consumers looking for basic bankruptcy information, we strongly advise you to not use Google or this site to just go ahead and file your case by yourself — ask a bankruptcy lawyer instead.
What Documents Do I Need to Bring When I First Meet with My Bankruptcy Attorney?
Last updated Feb. 28, 2018. Filing for bankruptcy isn’t always easy. One of the biggest burdens under the “new” bankruptcy law that was forced upon debtors and their attorneys in 2005 was the requirement to produce volumes and volumes of documents. In addition to the formal schedules and statement of affairs, you’ll need to get together…Read more
I can’t afford a bankruptcy attorney, right?
You Can Afford a Bankruptcy Lawyer You can afford a bankruptcy lawyer. Myths to the contrary are WRONG! And, as has been posted previously, to fail to hire an attorney to help prepare and file your bankruptcy petition, may expose you to all sorts of negative consequences. The worst of which could be dismissal of…Read more
Trust Is Crucial in Attorney-Client Relationships
The Importance of Trust There is no substitute for building trust with clients. It establishes open lines of communication, increases cooperation and ultimately drives the profitability of a law practice. Clients who trust their lawyer are eager to meet their lawyer’s needs, making the working relationship enjoyable for the lawyer and supporting staff. Yet, increasingly,…Read more
What To Look For In a Bankruptcy Attorney
A Good Attorney Can Guide You Through the Bankruptcy Process When you are thinking of filing for bankruptcy, you want to make sure that you hire a competent, skilled, experienced bankruptcy attorney who can guide you through the process. Many years back, you were able to file bankruptcy on your own if it was a…Read more
Bankruptcy Online: Why Consumers Turn to the Internet
Last updated Feb. 28, 2018. Every month, there up to 1 million online monthly searches for the term “bankruptcy” on Google. Why? It’s not just the struggling economy. In fact, most bankruptcy lawyers will tell you that a weak economy actually brings bankruptcy filings down because consumers can’t afford legal fees when times are tight….Read more
Does Filing Bankruptcy Mean I Have to Go to Court?
Last updated Dec. 14, 2017. For most people, lawyers and lawsuits conjure up images of wood-paneled courtrooms with scary judges presiding over heated exchanges. “ORDER IN THE COURT! OBJECTION, YOUR HONOR!” Many bankruptcy clients are concerned that a judge will be reviewing and second-guessing their petition. This concern is usually unwarranted. In the vast majority…Read more