The Basics of Chapter 7 Bankruptcy in Connecticut

Chapter 7 is a liquidation bankruptcy (as opposed to a reorganization in Chapter 13), and one of a few options you can use to help take control of your debt. In a Chapter 7 bankruptcy, the bankruptcy trustee can sell the debtor’s non-exempt property in order to help pay their creditors. Your exempt property is safe from the bankruptcy trustee, and that’s why determining what property is exempt is so important. In many cases, you can only exempt property in a category up to a certain value. The limits on the value apply to the equity in the property, not the value of the property as a whole. The U.S. Bankruptcy Code provides a list of exemptions, but each state can establish their own alternative list of exemptions. In Connecticut, you have a choice regarding which set of exemptions to use.

Cost to file chapter 7 in Connecticut

The chapter 7 filing fees in Connecticut are $338, but that doesn’t tell the whole story of the real cost to file bankruptcy. Bankruptcy lawyers usually charge between $1,000 and $2,000 to file a chapter 7 case, in addition to the filing fee.

Connecticut Bankruptcy Court Locations

Chapter 7 bankruptcy cases in Connecticut are filed in the U.S. Bankruptcy Court for the District of Connecticut. There is one district but three bankruptcy courts; the clerks’ offices for all three are open Monday through Friday, 9 a.m. to 4 p.m., except for federal holidays.

Hartford

Address: Abraham Ribicoff Federal Building, 450 Main St., 7th Floor, Hartford, CT 06103

Phone: 860-240-3675

Bridgeport

Address: Brien McMahon Federal Building, 915 Lafayette Blvd., Bridgeport, CT 06604

Phone: 203-579-5808

New Haven

Address: Connecticut Financial Center, 157 Church St., 18th Floor, New Haven, CT 06510

Phone: 203-773-2009

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