The Basics of Chapter 7 Bankruptcy in Idaho Most people who file bankruptcy choose Chapter 7, which is referred to as a liquidation bankruptcy, instead of a Chapter 13 reorganization. Both are governed by Title 11 of the U.S. Code. When you file a Chapter 7 bankruptcy, your property may be sold in order to help pay your debts. However, specified property is exempt under federal law. Some states have a different list of exempt property, however. When you file for bankruptcy in Idaho, you must use the Idaho bankruptcy exemptions. We’ll go into what those are in just a minute. Before you can file for bankruptcy in Idaho, you must first get credit counseling from an agency approved by the U.S. bankruptcy trustee in Idaho. You have to do this within six months prior to filing. In addition, you have to take a debtor education course from an approved debtor education agency before the court will grant you a discharge in bankruptcy. Cost to file chapter 7 in Idaho The chapter 7 filing fees in Idaho are $338, but that doesn’t tell the whole story of the real cost to file bankruptcy. Bankruptcy lawyers usually charge between $1,000 and $2,000 to file a chapter 7 case, in addition to the filing fee. Idaho Bankruptcy Court Locations The U.S. Bankruptcy Court for the District of Idaho has four divisions in the state: Southern, Northern, Central, and Eastern. See below for more information on where you may file for bankruptcy in Idaho. Boise Where: James A. McClure Federal Building and United States Courthouse, 550 W. Fort St., Suite 400, Boise ID 83724 Phone: (208) 334-1361, (866) 496-1250 (toll free) Coeur d’Alene Where: U.S. District & Bankruptcy Courthouse, 6450 N. Mineral Drive, Coeur d’Alene ID 83815 Phone: (208) 665-6850, (866) 299-5515 (toll free) Moscow Where: U.S. District & Bankruptcy Courthouse, 220 E. Fifth St., Moscow ID 83843 Phone: None, only open for scheduled hearings; direct any correspondence or pleadings to the Coeur d’Alene office Pocatello Where: U.S. District & Bankruptcy Courthouse, 801 E. Sherman St., Room 119, Pocatello ID 83201 Phone: (208) 478-4123, (866) 444-6086 (toll free) FacebookPinTweetEmail National Bankruptcy Forum Help us match you with a local attorney Free Bankruptcy Evaluation "*" indicates required fields First Name* Last Name* Phone* Email* Δ Leave a Reply Cancel replyYour email address will not be published. Required fields are marked *Comment * Name * Email * Save my name, email, and website in this browser for the next time I comment. Δ
The Basics of Chapter 7 Bankruptcy in Idaho Most people who file bankruptcy choose Chapter 7, which is referred to as a liquidation bankruptcy, instead of a Chapter 13 reorganization. Both are governed by Title 11 of the U.S. Code. When you file a Chapter 7 bankruptcy, your property may be sold in order to help pay your debts. However, specified property is exempt under federal law. Some states have a different list of exempt property, however. When you file for bankruptcy in Idaho, you must use the Idaho bankruptcy exemptions. We’ll go into what those are in just a minute. Before you can file for bankruptcy in Idaho, you must first get credit counseling from an agency approved by the U.S. bankruptcy trustee in Idaho. You have to do this within six months prior to filing. In addition, you have to take a debtor education course from an approved debtor education agency before the court will grant you a discharge in bankruptcy. Cost to file chapter 7 in Idaho The chapter 7 filing fees in Idaho are $338, but that doesn’t tell the whole story of the real cost to file bankruptcy. Bankruptcy lawyers usually charge between $1,000 and $2,000 to file a chapter 7 case, in addition to the filing fee. Idaho Bankruptcy Court Locations The U.S. Bankruptcy Court for the District of Idaho has four divisions in the state: Southern, Northern, Central, and Eastern. See below for more information on where you may file for bankruptcy in Idaho. Boise Where: James A. McClure Federal Building and United States Courthouse, 550 W. Fort St., Suite 400, Boise ID 83724 Phone: (208) 334-1361, (866) 496-1250 (toll free) Coeur d’Alene Where: U.S. District & Bankruptcy Courthouse, 6450 N. Mineral Drive, Coeur d’Alene ID 83815 Phone: (208) 665-6850, (866) 299-5515 (toll free) Moscow Where: U.S. District & Bankruptcy Courthouse, 220 E. Fifth St., Moscow ID 83843 Phone: None, only open for scheduled hearings; direct any correspondence or pleadings to the Coeur d’Alene office Pocatello Where: U.S. District & Bankruptcy Courthouse, 801 E. Sherman St., Room 119, Pocatello ID 83201 Phone: (208) 478-4123, (866) 444-6086 (toll free)