Chapter 7 Bankruptcy in Kentucky: The Basics Bankruptcy is primarily governed under federal law, specifically Title 11 of the U.S. Code. Most individuals who file bankruptcy do so under Chapter 7, which is a liquidation bankruptcy, rather than filing under Chapter 13 for a reorganization. Though bankruptcies are heard in federal bankruptcy court, there are still some state laws that apply, specifically those governing bankruptcy exemptions. A bankruptcy trustee may sell the filer’s non-exempt property to pay debts, but cannot touch property that is legally non-exempt. The U.S. Bankruptcy Code provides a list of exemptions that are safe from the bankruptcy trustee, but each state can establish their own alternative list of exemptions. In Kentucky, you have a choice regarding which set of exemptions to use. Cost to file chapter 7 in Kentucky The chapter 7 filing fees in Kentucky are $338, but that doesn’t tell the whole story of the real cost to file bankruptcy. Bankruptcy lawyers usually charge between $1,000 and $2,000 to file a chapter 7 case, in addition to the filing fee. Kentucky Bankruptcy Court Locations There are two districts of the United States Bankruptcy Court in Kentucky, Eastern and Western. We’ll list the locations of the courthouses and contact information for each below. Eastern District The telephone number for the clerk’s office for all divisions in the Eastern District is 859-233-2608. Ashland: US District Courtroom, Carl Perkins Federal Building, 1405 Greenup Ave., Suite 204, Ashland, KY 41101 Covington: US Bankruptcy Courtroom, 35 W. Fifth St., #306, Covington, KY 41011 Frankfort: Franklin County Courthouse, Grand Jury Room, 222 St. Clair, Frankfort, KY 40601 Note: 341 meetings and initial confirmation hearings for this division are held in Frankfort. Other hearings are held in Lexington. Lexington: US Bankruptcy Court EDKY, 100 E. Vine St., #200, Lexington, KY 40507 London: US District Courtroom C (3rd Floor), 310 S. Main St., London KY 40741 Note: 341 meetings and initial confirmation hearings for this division are held in Corbin. Other hearings are held in London. Pikeville: US District Courthouse, 110 Main St., Room 201, Pikeville, KY 41501 Western District Bowling Green: Federal Courthouse, 241 E. Main Street, Bowling Green, KY 42101, Phone: (270) 393-2500 Louisville: Gene Snyder Federal Courthouse, 601 W. Broadway, Louisville, KY 40202, Phone: (502) 625-3500 Owensboro: United States Courthouse, 423 Frederica St., Owensboro, KY 42301, Phone: (270) 689-4400 Paducah: United States Courthouse, 501 Broadway, Paducah, KY 42001, Phone: (270) 415-6400 FacebookPinTweetEmail National Bankruptcy Forum Help us match you with a local attorney Free Bankruptcy Evaluation "*" indicates required fields First Name* Last Name* Phone* Email* Δ Leave a Reply Cancel replyYour email address will not be published. Required fields are marked *Comment * Name * Email * Save my name, email, and website in this browser for the next time I comment. Δ
Chapter 7 Bankruptcy in Kentucky: The Basics Bankruptcy is primarily governed under federal law, specifically Title 11 of the U.S. Code. Most individuals who file bankruptcy do so under Chapter 7, which is a liquidation bankruptcy, rather than filing under Chapter 13 for a reorganization. Though bankruptcies are heard in federal bankruptcy court, there are still some state laws that apply, specifically those governing bankruptcy exemptions. A bankruptcy trustee may sell the filer’s non-exempt property to pay debts, but cannot touch property that is legally non-exempt. The U.S. Bankruptcy Code provides a list of exemptions that are safe from the bankruptcy trustee, but each state can establish their own alternative list of exemptions. In Kentucky, you have a choice regarding which set of exemptions to use. Cost to file chapter 7 in Kentucky The chapter 7 filing fees in Kentucky are $338, but that doesn’t tell the whole story of the real cost to file bankruptcy. Bankruptcy lawyers usually charge between $1,000 and $2,000 to file a chapter 7 case, in addition to the filing fee. Kentucky Bankruptcy Court Locations There are two districts of the United States Bankruptcy Court in Kentucky, Eastern and Western. We’ll list the locations of the courthouses and contact information for each below. Eastern District The telephone number for the clerk’s office for all divisions in the Eastern District is 859-233-2608. Ashland: US District Courtroom, Carl Perkins Federal Building, 1405 Greenup Ave., Suite 204, Ashland, KY 41101 Covington: US Bankruptcy Courtroom, 35 W. Fifth St., #306, Covington, KY 41011 Frankfort: Franklin County Courthouse, Grand Jury Room, 222 St. Clair, Frankfort, KY 40601 Note: 341 meetings and initial confirmation hearings for this division are held in Frankfort. Other hearings are held in Lexington. Lexington: US Bankruptcy Court EDKY, 100 E. Vine St., #200, Lexington, KY 40507 London: US District Courtroom C (3rd Floor), 310 S. Main St., London KY 40741 Note: 341 meetings and initial confirmation hearings for this division are held in Corbin. Other hearings are held in London. Pikeville: US District Courthouse, 110 Main St., Room 201, Pikeville, KY 41501 Western District Bowling Green: Federal Courthouse, 241 E. Main Street, Bowling Green, KY 42101, Phone: (270) 393-2500 Louisville: Gene Snyder Federal Courthouse, 601 W. Broadway, Louisville, KY 40202, Phone: (502) 625-3500 Owensboro: United States Courthouse, 423 Frederica St., Owensboro, KY 42301, Phone: (270) 689-4400 Paducah: United States Courthouse, 501 Broadway, Paducah, KY 42001, Phone: (270) 415-6400