North Carolina Bankruptcy Courts: How to File Bankruptcy

It is very unlikely that you’ll have to go to court as a result of filing for bankruptcy. Many bankruptcy law firms refer to the 341 meeting of creditors as “going to court.” What they’re really referring to is a meeting presided over by your trustee to ask you a few simple questions about your case. For most people, the process is fairly painless. Where will your meeting of creditors be held? The location will be determined by where in North Carolina you file your bankruptcy case.

North Carolina bankruptcy attorney Erich Fabricius wrote an excellent post on the various locations of the NC bankruptcy courts. According to Erich:

Compared to the districts, the consequence of a case being in a particular division are not as significant. Nevertheless, a divisional assignment might influence what bankruptcy judge and trustee are assigned to a case, and will impact where and when the creditor’s meeting and court hearings will be. Unlike the districts, which are set by federal statute and are unlikely to change, the divisions change from time-to-time as the needs of district and personnel change.

Cost to file chapter 7 in North Carolina

he chapter 7 filing fees in North Carolina are $338, but that doesn’t tell the whole story of the real cost to file bankruptcy. Bankruptcy lawyers usually charge between $1,000 and $2,000 to file a chapter 7 case, in addition to the filing fee.

North Carolina Bankruptcy Court Locations

There are three federal districts in North Carolina: the Western, Middle and Eastern districts. Within each district are divisional courthouses where 341 meetings are held. Here are the court locations and contact information:

Eastern District of North Carolina

Raleigh Division: 300 Fayetteville St., 4th Floor, Raleigh, NC 27601-1799, 919-856-4752

Greenville: 150 Reade Circle, Greenville, NC 27858, 919-856-4752

Middle District of North Carolina

Greensboro: 101 S. Edgeworth St., Greensboro, NC 27401, 336-358-4000

Winston-Salem: 226 S. Liberty St., Winston-Salem, NC 27101, 336-397-7785

Durham: Venable Center, Dibrell Building – Suite 280, 302 East Pettigrew St., Durham, NC 27701, unstaffed

Western District of North Carolina

Charlotte: 401 W. Trade St., Room 111, Charlotte, NC 28202, 704-350-7500

Asheville: 100 Otis St., Room 112, Asheville, NC 28801-2611, 828-771-7300

Statesville: 200 W. Broad St., Room 301, Statesville, NC 28677, 704-871-4280

Shelby: 100 Justice Place, Shelby, NC 28150, unstaffed

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