What is Chapter 7 bankruptcy? Chapter 7 bankruptcy is often referred to as a “liquidation” bankruptcy. In it, a bankruptcy case trustee collects a debtor’s non-exempt property, sells it (hence, “liquidation”), and applies the sales proceeds to the debtor’s outstanding unsecured debts. At the case’s conclusion, the bankruptcy court will discharge most remaining unsecured debts. Some debts cannot be discharged in bankruptcy, such as student loan debt and tax debt. What property is exempt, and what is non-exempt, depends on state law. The Bankruptcy Code includes a list of bankruptcy exemptions, but permits states to devise their own such list. Some states allow their residents to choose between state and federal exemptions, but Tennessee requires residents to use its own state exemptions. For more background information on Chapter 7, see How Chapter 7 Bankruptcy Works. Cost to file chapter 7 in Tennessee The chapter 7 filing fees in Tennessee are $338, but that doesn’t tell the whole story of the real cost to file bankruptcy. Bankruptcy lawyers usually charge between $1,000 and $2,000 to file a chapter 7 case, in addition to the filing fee. Where are the bankruptcy courts in Tennessee? Tennessee is divided into three federal court districts. Chapter 7 bankruptcy cases in the eastern part of the state are filed with the U.S. Bankruptcy Court for the Eastern District of Tennessee. It has four locations, although the Winchester office is unstaffed: Chattanooga: 31 East 11th St., Chattanooga, TN 37402, (423) 752-5163 Greeneville: 220 West Depot St., Ste. 218, Greeneville, TN 37743, (423) 787-0113 Knoxville: 800 Market St., Ste. 330, Knoxville, TN 37902, (865) 545-4279 Winchester: 200 S. Jefferson St., Winchester, TN 37398, (423) 752-5163 Chapter 7 bankruptcy cases in Tennessee’s middle counties are filed with the U.S. Bankruptcy Court for the Middle District of Tennessee. The Middle District’s main office is located in Nashville, but it maintains two satellite offices in Columbia and Cookeville. Their addresses are: Nashville: 701 Broadway, Rm. 170, Nashville, TN 37203, (615) 736-5584 Columbia: 815 South Garden St., Columbia, TN 38401 Cookeville: 9 E. Broad St., Cookeville, TN 38503 Finally, Chapter 7 bankruptcy cases in the western part of the state (see here for a list of counties served) are filed with the U.S. Bankruptcy Court for the Western District of Tennessee. It has two locations: Memphis: 200 Jefferson Ave., Ste. 410, Memphis, TN 38103, (901) 328-3500 Jackson: 111 S. Highland Ave., Ste. 107, Jackson, TN 38301, (731) 421-9300 FacebookPinTweetEmail National Bankruptcy Forum Help us match you with a local attorney Free Bankruptcy Evaluation "*" indicates required fields First Name* Last Name* Phone* Email* Δ Leave a Reply Cancel replyYour email address will not be published. Required fields are marked *Comment * Name * Email * Save my name, email, and website in this browser for the next time I comment. Δ
What is Chapter 7 bankruptcy? Chapter 7 bankruptcy is often referred to as a “liquidation” bankruptcy. In it, a bankruptcy case trustee collects a debtor’s non-exempt property, sells it (hence, “liquidation”), and applies the sales proceeds to the debtor’s outstanding unsecured debts. At the case’s conclusion, the bankruptcy court will discharge most remaining unsecured debts. Some debts cannot be discharged in bankruptcy, such as student loan debt and tax debt. What property is exempt, and what is non-exempt, depends on state law. The Bankruptcy Code includes a list of bankruptcy exemptions, but permits states to devise their own such list. Some states allow their residents to choose between state and federal exemptions, but Tennessee requires residents to use its own state exemptions. For more background information on Chapter 7, see How Chapter 7 Bankruptcy Works. Cost to file chapter 7 in Tennessee The chapter 7 filing fees in Tennessee are $338, but that doesn’t tell the whole story of the real cost to file bankruptcy. Bankruptcy lawyers usually charge between $1,000 and $2,000 to file a chapter 7 case, in addition to the filing fee. Where are the bankruptcy courts in Tennessee? Tennessee is divided into three federal court districts. Chapter 7 bankruptcy cases in the eastern part of the state are filed with the U.S. Bankruptcy Court for the Eastern District of Tennessee. It has four locations, although the Winchester office is unstaffed: Chattanooga: 31 East 11th St., Chattanooga, TN 37402, (423) 752-5163 Greeneville: 220 West Depot St., Ste. 218, Greeneville, TN 37743, (423) 787-0113 Knoxville: 800 Market St., Ste. 330, Knoxville, TN 37902, (865) 545-4279 Winchester: 200 S. Jefferson St., Winchester, TN 37398, (423) 752-5163 Chapter 7 bankruptcy cases in Tennessee’s middle counties are filed with the U.S. Bankruptcy Court for the Middle District of Tennessee. The Middle District’s main office is located in Nashville, but it maintains two satellite offices in Columbia and Cookeville. Their addresses are: Nashville: 701 Broadway, Rm. 170, Nashville, TN 37203, (615) 736-5584 Columbia: 815 South Garden St., Columbia, TN 38401 Cookeville: 9 E. Broad St., Cookeville, TN 38503 Finally, Chapter 7 bankruptcy cases in the western part of the state (see here for a list of counties served) are filed with the U.S. Bankruptcy Court for the Western District of Tennessee. It has two locations: Memphis: 200 Jefferson Ave., Ste. 410, Memphis, TN 38103, (901) 328-3500 Jackson: 111 S. Highland Ave., Ste. 107, Jackson, TN 38301, (731) 421-9300