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Guns: The Most “Overlooked” or Missing Asset in Bankruptcy?

Last updated March 30, 2018. One of the major problems that we face in assisting folks in filing bankruptcy, especially here in Kentucky, is making sure that all guns and related equipment that they own are listed as assets. Guns and related items, including hunting equipment, are some of the most common recreational items that Kentuckians…

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Trust Is Crucial in Attorney-Client Relationships

The Importance of Trust There is no substitute for building trust with clients. It establishes open lines of communication, increases cooperation and ultimately drives the profitability of a law practice. Clients who trust their lawyer are eager to meet their lawyer’s needs, making the working relationship enjoyable for the lawyer and supporting staff. Yet, increasingly,…

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Debt Collectors: Who They Are And The Laws That Stop Them

When you fall behind on a debt for an extended period of time, creditors will often send your account to “collections.” As many of you probably already know, this means that you will have a debt collector calling and writing to you in an attempt to collect on the debt. Millions of Americans are pursued…

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Our Credit Scoring System is Biased Against Renters

ContentsPaying Rent on Time Should Improve Credit ScoreCredit Scores Without Rental History Are Not AccurateFICO Scores Are Too ImportantAmerica Values OwnershipExperian is Paving the Way Paying Rent on Time Should Improve Credit Score In theory, a credit score is an accurate reflection of the collective payment history of a borrower. Missed a credit card bill…

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What To Look For In a Bankruptcy Attorney

ContentsA Good Attorney Can Guide You Through the Bankruptcy ProcessBankruptcy Law Changed in 2005Experience MattersProtect Your Property A Good Attorney Can Guide You Through the Bankruptcy Process When you are thinking of filing for bankruptcy, you want to make sure that you hire a competent, skilled, experienced bankruptcy attorney who can guide you through the…

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Understanding Client Needs in Bankruptcy

ContentsIdentifying Client NeedsA Family StoryFacing a Difficult Client ConversationIdentify Needs, Speak to the Needs Identifying Client Needs Attorneys who look past strategies to identify the underlying needs of their clients, strengthen relationships in the moment and generate creative solutions for their clients and their practice. I’ve learned to do this in my Charlotte bankruptcy practice,…

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