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The following are the most popular articles on National Bankruptcy Forum, with topics ranging from bankruptcy basics, Chapter 7 bankruptcy, Chapter 13 bankruptcy, personal finance, foreclosure, and more. If you are struggling with debt, National Bankruptcy Forum may be able to help. While bankruptcy isn’t for everyone, it helps a great deal of people get out of debt, stop wage garnishment, stop foreclosure, and stop creditors from calling. Contact us today for a free debt evaluation.

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How Often Can You File for Bankruptcy and Receive a Discharge?

Last updated Sept. 19, 2017. While you can file bankruptcy as many times as you like, you can only receive a discharge every so often. Wiping away debts and getting a fresh start through the bankruptcy discharge is the primary goal of most debtors. The question then is not really “how often can you file…

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Can Bankruptcy Be Denied? 6 Ways to Lose Your Discharge

Last updated April 13, 2017. While there are certain debts that cannot be discharged in a personal bankruptcy case, or are very hard to discharge (such as student loan debt), there are a variety of circumstances under which a court can deny you your ENTIRE discharge. This means that you will still be liable on…

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Is Filing Bankruptcy Bad? Can It Be Good?

You’ll hear a lot of people conclusively say: “bankruptcy is bad.” But why? Why is the general consensus that filing for bankruptcy is a bad thing? While it is true that filing for bankruptcy is evidence of trouble with personal finances, that’s not the whole story. A large part of the reason why people say…

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Credit Card Lawsuit Defenses: What to Do When You’ve Been Sued

You’ve fallen behind on your bills and now you’ve received notice that your credit card company is suing you. This usually happens in the form of a letter accompanied by a formal complaint. What do you do now? The first step is to read the complaint carefully. The complaint will have crucial information about what…

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Chapter 7 Bankruptcy in Texas: What You Need to Know

The state of Texas takes pride in doing things differently than the rest of the country. However, when it comes to bankruptcy, Texans will find some similarity in the process regardless of which region they file in. The bankruptcy code is federal law, meaning it applies uniformly nationwide. For this reason, the experiences of debtors…

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Why is My Credit Card Company Suing Me?

Last updated Aug. 30, 2017. You’ve received a summons and complaint, your credit card company has filed a lawsuit. What to do now? Should you file for bankruptcy? First, understand that credit card debt is a type of unsecured debt, meaning that if you can’t make payments, your credit card company cannot come after your personal property…

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