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The following are the most popular articles on National Bankruptcy Forum, with topics ranging from bankruptcy basics, Chapter 7 bankruptcy, Chapter 13 bankruptcy, personal finance, foreclosure, and more. If you are struggling with debt, National Bankruptcy Forum may be able to help. While bankruptcy isn’t for everyone, it helps a great deal of people get out of debt, stop wage garnishment, stop foreclosure, and stop creditors from calling. Contact us today for a free debt evaluation.

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Deficiency Judgment: After Foreclosure, Do I Owe Money?

A common misconception among consumers is that after foreclosure they will not owe their mortgage lender. Many homeowners who go through foreclosure are surprised to learn that they still owe money on their house, even though they no longer own it! Most mortgage lenders require borrowers to personally guarantee the amount of the note, leaving…

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How Much Does It Cost to File Bankruptcy?

Everyone preparing to file for bankruptcy wants to know the cost. After all, bankruptcy usually comes at a time when money is tight. Below, we’ll talk about filing fees, attorney fees, the cost of filing on your own versus filing with an attorney, and what your expected total bankruptcy cost might be. Filing Fees and…

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How Long Does Foreclosure Take?

If you’re running into trouble making your mortgage payments, you may be wondering: How long does it take for a bank to foreclose on your home? Most lenders will not begin foreclosure proceedings until a borrower is 3-6 months behind on their payments. Although missing a single payment is technically a default under the terms…

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Chapter 7 Bankruptcy in North Carolina: What You Need to Know

Home to super-cool Asheville and the tallest mountain in the Eastern United States, North Carolina can be a fun getaway for visitors. For those who live here, residents have fallen in love with its symphony and the oldest state museum of art, its seafood and many bodies of water, and its history as the largest…

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Chapter 13 Bankruptcy: Advantages and Disadvantages

Most people don’t want to file for bankruptcy at all, but if pressed, will choose Chapter 7 over Chapter 13 every time. After all, who wants to be in bankruptcy for 3-5 years as is required in a chapter 13 case? At first blush, it certainly sounds like a raw deal. Very often I will…

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Can I File Bankruptcy Without My Spouse? Will My Bankruptcy Hurt My Family?

One of the most common questions bankruptcy attorneys receive is: “How will filing for bankruptcy affect my spouse?” The issue comes up most frequently when only one spouse is planning to file for bankruptcy. Many have the mistaken impression that because they are married, their spouse is automatically responsible for their debts. This is not…

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